Is there a maximum income level for declaring bankruptcy in Ohio?

There is an income analysis for filing a chapter 7 bankruptcy which is called the means test. It is based on IRS standards and household size. ...

Filed bankruptcy on our house but the city is stating we are still responsible for keeping the grass mowed and other upkeep?

You may still be responsible for the upkeep of the home even though you are not living there nor in possession of it. The issue is whether the...

I filed for chapter 7 bankruptcy in 2005 in GA, and discharged in 2006, can I file again now while living in Ohio?

If you received a discharge in a chapter 7, you must wait 8 years from the first filing to do another chapter 7. However, you may be eligible for...

Do I need an attorney?

I would suggest speaking to an experienced lawyer who handles the entire spectrum of debt resolution (debt settlement, FDCPA, and bankruptcy). He...

If the property has been foreclosed, then the deficiency would be unsecured. The unsecured limit for a Chapter 13 is $360,475. That would leave...

If I want the bank to foreclose on my condo do I need to answer the summons and complaint I was served?

No, you won't be in trouble. If you don't answer, the mortgage company will ask the court in a motion to "win" by default. The court will...

Will keeping my auto during bankrupcy and later paying it off help my credit?

It sounds like your debt was not reaffirmed. The downsides to reaffirming often outweigh the benefits. Reaffirming re-obligates you personally on...

Filed chptr 7 2006 was discharged 12/2006.1st mortg reaffirmd 2nd was supposed 2 but didnt. bank says im not obligated 2 pay

Although your second mortgage can't collect from you personally, they can take action against your property. It will be important to remain...

I am in severe credit card debt. I live in Ohio. I am currently on SSI and receive medicaid. How do I file bankruptcy for free?

I would agree with the answers above. If you do not have any assets, you are judgment proof. However, it might be a good idea to talk with an...

I bought my house prior to I got married.

Correct. If you were the only one who signed the mortgage, you are the only one who is responsible.