Debt Validation - is there case law where a debt validation requests follows the debt?

You are referring to the FDCPA. This act applies to anyone attempting to collect the debt, as long as the debt did not originate with that...

The bank is asking for a bankruptsy autorization letter, however we filed the BK without the help of an attornry.

The bank is concerned about violation of the discharge order. I agree with the other respondent that you should call the bank and advise that you...

We were hit by a DD and totaled our vehicle. The insurance co is claiming the Driver didnt have the policy holders permission.

Actually, you have a good likelihood of getting paid, though it will likely take a while. Start by getting an attorney so that this is handled...

Can paying off an old collection account (showing on my report) temporarily lower my score before it raises it?

No one will say for sure because the algorithm FICO uses to set your score is proprietary. If the collection agency truly removes the entry, it...

Can a credit card company still charge interest when you pay in full with an over the phone payment?

Chances are, the way the company posts accrued interest caused the problem. My recommendation is not to look at this as a legal issue, but as a...

Chapter 7 last year. I surrendered a commercial property. Now I was just served with a summons. Can they sue me? seek atty fees?

I agree with the other attorneys that this is likely merely a judicial foreclosure. But on the subject of the attorney's fees, if there is...

There are specific requirements to get the default set aside, and you may have to prove that you have a defense to the claim, depending on how long...

Can I include federal taxes on bankruptcy if I'm a federal employee on disability retirement?

While you can and must list the debt for federal income tax, only income tax debts for which you became liable at least 3 years ago are...

Will the DOJ investigate possible misconduct or incompetence of a bankruptcy trustee?

The DOJ will investigate bankruptcy fraud, and it is charged with the oversight of private trustees. However, the events you outline sound like...

Should I file a motion to vacate a judgment if I didn't appear in court? Or should I file an appeal?

Effective July 21,2011, the law regarding the Statute of Limitations for contract was changed to specify that the 6 year SOL applies to credit...