Archived
What am I legally obligated to pay on any of my husband's credit cards or medical bills? He passed away and there is no will.
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Answered on August 08, 2012
Because Arizona is a Community Property state, if your husband entered into the debt during the marriage and not before you got married, or charged...
Archived
Hello, I filed Chap 13, 1 year ago to stop a foreclosure. If I do not want the home can I change to a chap 7?
Thomas's answer
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Answered on August 06, 2012
If you qualify to be in a Chapter 7 (little enough income and no prior Chapter 7 within the 8 years), the answer is probably yes. Of course, this...
Archived
Filing Bankruptcy
Thomas's answer
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Answered on July 18, 2012
Since you are married, you can file either separately or together. If you both want to file, then even if you are separating or divorcing, or just...
Archived
Co signer on a RV loan with ex in AZ. Divorce decree awarded him the RV and financial responsibility of it.
Thomas's answer
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Answered on July 13, 2012
As co-signers, the creditor can look to either one of you, or both, to satisfy the debt. Unfortunately, this means that when he files for...
Archived
Can I sue someone for writing me a personal check that bounced?
Thomas's answer
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Answered on July 10, 2012
You could sue, but a better choice would be to contact the Maricopa County Attorney's Office and talk to the bad check department. They may handle...
Archived
Can a large paycheck be an issue in a chapter 7 bankruptcy? I received one lump sum check, my balance of contract for 11-12 yr.
Thomas's answer
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Answered on July 03, 2012
The Court/Trustee is not going to look at it as odd. The bigger problem is the impact on the means test. If you have already filed, there is no...
Archived
If I am in the middle of filing chapter 7 bankruptcy and am in the middle of a move. Is it ok to buy appliances and furnishings?
Thomas's answer
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Answered on July 02, 2012
As long as the value of your assets will still be less than your exemptions, there is no specific amount you should spend.
One caution I would...
Archived
Can a debt collector issue a warrant for my arrest?
Thomas's answer
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Answered on June 24, 2012
The collection agency cannot issue a warrant itself, but it is possible to get a civil arrest warrant issued. But first the company would have to...
Archived
Can credit card companies put a hold on funds from social security or civil service pensions?
Thomas's answer
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Answered on June 20, 2012
No. Both are protected.
What is a business day defined as in arizona
Thomas's answer
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Answered on June 19, 2012
The statute you are referring to is actually ARS 44-5002. This statute states that "For the purposes of this chapter, "business day" does not...
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