Can a garnishment be reissued after it was almost fulfilled then dismissed by a judge and money was sent back?
Thomas's answer
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Answered on October 26, 2012
Depends on exactly what happened. It sounds like what happened is that the creditor failed to get the order of continuing lien. If that is the...
Archived
I received a summoned yesterday for some missed payment . Can i still apply for bankrupsy
After being summoned?
Thomas's answer
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Answered on October 26, 2012
Yes. You can file a bankruptcy before, during, or after judgment. If the summons is for the dissolution, a divorce can proceed because the...
Archived
I acquired multiple debts in 2005 in Utah, then moved to Arizona in 2006. Do Utah Statute of Limitations laws still apply?
Thomas's answer
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Answered on October 24, 2012
Arizona treats statutes of limitations as procedural, and will apply the Arizona Statute of limitations once you have lived here for at least one...
Archived
I had a tenant in Gilbert AZ. who left owing about $6000. Would it be worth going after them to collect?
Thomas's answer
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Answered on October 12, 2012
Probably. The statute of limitations is 6 years, but there is little reason to wait. The SSNs are very helpful to track them. Once you have a...
Archived
Credit Card Debt aquired after new marriage
Thomas's answer
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Answered on October 12, 2012
Yes, but... Because you were marriedand living in AZ at the time he opened the cards, they are community debt. So whether you name only is on...
Archived
BK7 creditors meeting, Do you need to have an attorney present and what is the processes after the meeting.
Thomas's answer
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Answered on October 10, 2012
Your question suggests that you have already paid an attorney to represent you in Chapter 7. If you did, then your fee agreement probably includes...
Archived
Does a 2nd lienholder get $$ from sale of home if discharged in a chapter 7 bankruptcy from 02/09, owe them $100k
Thomas's answer
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Answered on October 09, 2012
A Chapter 7 will not discharge a second mortgage. A bankruptcy, Chapter 7 or 13, discharges your personal obligation, but it does not eliminate...
Archived
Is it normal to have a lawyer and has been almost 2 mo since the accident , the person who hit us insurance has not accepted lia
Thomas's answer
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Answered on October 09, 2012
Sadly, yes; this is normal. The other insurance company may continue to deny liability, and you may have to file suit and go to trial. Remember...
How to get clear title after bankruptcy and no repo?
Thomas's answer
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Answered on September 26, 2012
Arizona is a title-hold state, so the first place to start is the DMV. If there is no lien on the title, they will issue you one. If there is a...
Archived
Can an individual file bankruptcy if they have assets? Mentally challenged individual who lost job and in $40,000 debt.
Thomas's answer
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Answered on September 17, 2012
Yes, she can file. The mutual funds are an unprotected asset, the 401K is protected, except for anything contributed in the 120 days prior to...
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