Is a internet loan through western sky at 139% interest binding? I am looking for a attorney knowledgeable in this area.

Possibly. Payday loans were outlawed in Arizona, but there are some loopholes to the law, like making the debt secured, which will still allow...

I recieved a letter for wages earned from the trustee?

Your best bet would be to consult an attorney regarding this issue and to help you respond to the Trustee. There are nuances that need to be...

I am filing bankruptcy but my husband isn't. All cards from debt were in my name only. How does this effect our bank accounts?

Even though you are the only filing spouse, both of your exemptions will apply. The bank account exemption is now $300, and you can each use it on...

Should I contact the attorney that has a judgment against me for a credit card default.

Maybe. Social Security cannot be garnished, and your income from your part-time job must exceed 30 times minimum wage before it can be garnished. ...

Can you start keeping money in your account after you file bankruptcy?

Yes, after your case is filed, you no longer need to worry about how much money is in your account. But the concern for you and the Trustee is...

If you were not at fault in an auto accident and your vehicle was not insured at the time, can you file a medical claim?

Yes, you can make a claim. Lack of insurance is not evidence of fault. The Jury would not be told. The Statute of Limitations is 2 years, so if...

If i file chapter 7 bankruptcy this mouth can they take my tax refund when i file next year

The tax refund should be listed as an asset, but AZ has no exemption to apply. The Trustee may require surrender, but only of the portion that...

Hi, I have a bankruptcy to resolve from the melt down in 2009. Right now , my unsecured debt limit is so high I have to file 11

The short answer is that it is possible that you will be able to go into a Chapter 7; and seldom will the speculative changes impact your ability...

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There is a pending short sale on my homestead property. Title report reveals a personal judgment. How can I get clear title

In AZ, depending on the nature of the Judgment, recording an affidavit of Homestead will permit the Title Company to issue clear title without...

Moving company I hired is holding my things until I pay them nine times the amount they quoted how do I get my things?

Call the police (non-emergency). Keeping your things is a crime.