Archived
In May of this year I slipped and fell and broke my femur bone. Can I claim this against my home owners insurance?
Michelle's answer
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Answered on December 18, 2012
Short answer - this is probably not an appropriate claim against a homeowner's insurance policy. To be sure, you need to review the language of...
Archived
Can he refuse to communicate?
Michelle's answer
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Answered on December 15, 2012
Sorry to hear about your troubles. You marked this as a "banking" question - perhaps by accident - so I will change the practice area and hopefully...
Archived
IF YOU A RETIRING FROM A FAMILY BUSINESS AND GETTING A NOTE FOR YOUR PART OF THE BUSINESS . SHOULD YOU GET COLLATERALI AND WHY?
Michelle's answer
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Answered on December 14, 2012
Getting collateral on the obligation is just another avenue for recovery in the event of a default. If you have a Note without collateral, your...
Archived
Can my landlord's insurance company ask for more money after I have already paid the deductible?
Michelle's answer
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Answered on December 13, 2012
I agree with my colleague and will just further elaborate on his statement. Subrogation is the right of an insurer to pursue a third party that...
Archived
We have been trying for 5 months to get our life back after a crime, we dont knw what to do, no one is helping, please help.
Michelle's answer
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Answered on December 13, 2012
Hi Samantha, I am very sorry to hear about your troubles. I'm not sure what sort of help you are asking for - can you give us more information? It...
Archived
Recently, I rented a property from a property manager in my area (NE Ohio). The property was both for sale and for rent.
Michelle's answer
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Answered on December 12, 2012
I agree with my colleague but I would also like to know whether you have a lease with purchase option for this property. You stated you gave a down...
Archived
Received a call from a debt collector in fraud dept saying they were going to arrest me for bounced checks at a bank, can they?
Michelle's answer
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Answered on December 05, 2012
This sounds to me like a violation of the Fair Debt Collection Practices Act - specifically section 807(4) - here is a link to the law:...
Archived
I have a question about purchase agreements,if they are signed can they be backed out of if there are no clauses in the agreemen
Michelle's answer
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Answered on December 04, 2012
Not all contracts are created equally - they all contain different language concerning termination and remedy for breach. Therefore, without having...
Archived
I paid to rent a carpet cleaner the day i handed my keys over to my landlord. he says i owe them for cleaning and deodorizing.
Michelle's answer
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Answered on December 04, 2012
A tenant is obligated to refrain from causing damage to a rental property in excess of ordinary wear and tear. The landlord may deduct any such...
Archived
Can I give a landlord a Termination letter as per Ohio Revised Code after they have made some repairs?
Michelle's answer
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Answered on December 04, 2012
A landlord's maintenance and repair obligations are governed by the lease and by statute. Statutory obligations are contained here:...
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