I am currently on SSD disability and in the middle of an in house home loan modification. Should we add my fiancee to the Loan?

You asked if you are better off not putting her on the note, but you also said the "lender has not asked for her to be added to the note." The...

Should I file bankruptcy? And if so, which chapter should I file under, 7 or 13?

You might file for relief under the bankruptcy code. At this point chapter 13 is not appropriate. A chapter 13 case requires you to submit for...

Section 523 of the Bankruptcy Code (11 U.S.C. Section 523) lists debts that are not dischargeable in a bankruptcy. Subsection 523(a)(7) says that...

Can a lender take me to court for vandalism before the home is to be sold at the sheriffs auction ?

You are liable for the debt on the property assuming you signed the note and mortgage. According to most mortgages the borrower agrees to keep the...

If the judgment is against your husband and not you, then the judgment creditor cannot seize an account just in your name. If the account were...

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Which of these three states can the borrower be sued in?

All three states may be able to exercise jurisdiction based on minimum contacts, subject matter or in an in personam analysis. However, venue is...

A person can sue another for anything. Cases are not prescreened and thrown out for being defective in advance of filing. Perhaps a more relevant...

Are there any other options to avoid a foreclosure sale on vacant land?

One possibility is to sell the land by private sale or auction before the county gets around to selling it. Of course, it needs to sell for enough...

Filed for a Chapter 13 in GA. Will I be able to convert to a Chapter 7 if I am now living in MS?

The fact that you moved from one state to another does not affect your ability to convert from one chapter to another. However, you stated that...

Who do i pay if i can't find the bank that has the property

Most mortgages are set up to be paid in one of several ways. One is that they send you a payment book and each month you tear out the coupon and...