Questions answered by Justin Lee Lawrence

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Am I being foreclosure or being sued?

Justin's answer | Answered on October 21, 2012

It's almost certainly a foreclosure. I've never heard of a bank taking someone to court for the back due mortgage and letting them remain in the...

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Can you keep your home if you file bankruptcy?

Justin's answer | Answered on October 18, 2012

Absolutely. The Chapter 13 trustee in our area is very friendly and, assuming all the paperwork is received timely and a feasible, reasonable plan...

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Where is a place I can find conversion laws for 13 to 7, in reference to a motion for relief of stay in Columbus OH

Justin's answer | Answered on September 19, 2012

Check section 109(g). That's not preventing a conversion, but it prevents re-filing. It's the reason a conversion is important in this situation.

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Can we chose to surrender the home if we are currently in a Chapter 13?

Justin's answer | Answered on September 19, 2012

While it's true that you can surrender the home, be careful: Some court decisions in Ohio indicate that the mortgage may not be discharged if you...

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My brother was in a severe accident was not driving the driver died and was life flighted. Driver had full coverage insurance

Justin's answer | Answered on September 09, 2012

We have a strong trial lawyer association in Kentucky. Go to www.kentuckyjusticeassociation.org and you can get information about whether your...

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How do I file a response to a foreclosure notice with the court?

Justin's answer | Answered on September 03, 2012

I agree that Legal Aid is a good place to turn to. Just don't forget that the mortgage company, if they get judgment, will go for a sheriff's...

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If they are selling your house for back taxes what can you do to stop this

Justin's answer | Answered on August 13, 2012

Typically you need to either get a payment plan in place to get the taxes paid prior to the end of the foreclosure, or you need to file a Chapter...

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Do I have a Cloud On My Title?? AND Can a Servicer Foreclose on a Homeowner?

Justin's answer | Answered on July 17, 2012

I've heard a lot of convoluted chain of title stories that wound up having an explanation when I looked at all the relevant paperwork. I can't...

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If we pay our mortgage up to date do they have to cancell the foreclosure

Justin's answer | Answered on July 17, 2012

Yes, but the bank has to actually accept the payment and they will usually require not only the backdue payment but also attorney's fees and...

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Who should I talk to if I'm being overcharged for a student loan and having trouble proving it?

Justin's answer | Answered on July 17, 2012

You may be able to pay an attorney a set fee to draft some discovery or a motion to reopen your case for you. When you say you have a garnishment,...

Justin Lee Lawrence's Answers (320)

Am I being foreclosure or being sued?

Can you keep your home if you file bankruptcy?

Where is a place I can find conversion laws for 13 to 7, in reference to a motion for relief of stay in Columbus OH

Can we chose to surrender the home if we are currently in a Chapter 13?

My brother was in a severe accident was not driving the driver died and was life flighted. Driver had full coverage insurance

How do I file a response to a foreclosure notice with the court?

If they are selling your house for back taxes what can you do to stop this

Do I have a Cloud On My Title?? AND Can a Servicer Foreclose on a Homeowner?

If we pay our mortgage up to date do they have to cancell the foreclosure

Who should I talk to if I'm being overcharged for a student loan and having trouble proving it?