There are a couple of other factors that are important to the analysis: if you home your home, how much equity do you have? And what is the value...

How long after your bankruptcy is done will u receive papers saying its done

You should contact your attorney. I practice in the Eastern District of Kentucky so this response is specific to my district; I believe this...

Can I include a debt that has previously been court ordered to pay ?

When filing bankruptcy, all debts must be included the bankruptcy. Some court ordered debts, like child support and alimony, are domestic support...

I had a collection law firm garnish my wages. I friend has offered to pay the remaining balance in a "lump " some payment.

It is nice to have good friends! Yes, a friend can pay off the balance of a debt you owe. The lump sum may be able to be negotiated, though that...

Served with complaint for CC debt. Made payment deal with them, do I still have to file a response to the court?

First, you are taking the right step by being proactive when being served with a complaint. It is also good that you were able to work with the...

I was served court papers for an old debt. I was wondering if I can file bankrupcy and include it?

First, you need to find out how old the debt is? Certain debts become uncollectable after a period of years. That period varies depending on the...

Can a foreclose be stopped in the last minute?

It is not too late to stop the sale. Theoretically, a workout could still be realized with the lender but this isn't successful very often...

Yes! The idea behind a bankruptcy is to give the honest debtor a fresh start. If you are underwater on your house or simply unable to make the...

What is the required time to file bankruptcy in KY if filed before?

The waiting period between bankruptcy filings is the same across the country. If it has been 8 years since you filed the previous chapter 13, then...

I'm going to be filing for Ch. 7 this week but my car payment is due. Can I get a pay day loan for bills?

Taking out a pay day loan or cash advance on the eve of bankruptcy -(even as long as within the 70 days) wouldn't be advisable because that debt...