I received a summons where I am being sued by a collection agency for a credit card debt. I only have ssi income, house and car

I don't know if you have attachable property or not. If you don't have any real estate then generally theses people will not sue you. They...

Debtors prison has not existed for over a century. However you could be arrested for contempt if you failed to appear for a hearing or discovery...

If I am planning to file for Chapter 7 Bankruptcy related to medical bills, how will this affect a pending civil suit?

Timing is essential to filing bankruptcy. The debts you have at the time of filing are discharged in a Chapter 7 but not the future debts. I...

Need help finding out about reaffirmation of a debt

When you file bankruptcy you can go back to owing a debt if you file a reaffirmation. If you don't remember whether you reaffirmed the mortgage...

Somebody owes me $800. I am unable to hire a lawyer so I took it to small claims court.

Yes almost any debt can be discharged but the cost of filing a bankruptcy is at least 1300 so I don't think someone would pay out 1300 just to...

Ron is probably the best attorney on this in Kentucky if not in the nation. Your problem or I should say the problem I always had was proof. The...

How difficult is it to file chapter 7 bankruptcy ?

Essentially a Bankruptcy is an accounting statement. The Schedules are very much like a balance sheet and a cash flow statement. Some people with...

I received a plaintiffs Notice to vacate hearing. How long do I have before they revisit this case?? Can I now request a trial?

I understand that it is hard to obtain a hardship discharge in bankruptcy court. However this is a tempting case. In this case the school lost...

Can a collection agency take all of your money from your account?

Is there any writing showing that they cant take out money from your account. If not I would have to say they could continue to take money out or...

If you filed chap 7 in 2005 and did not reaffirm, modified in 2010, defaulted,can you file a 13 to save home?

Yes you can file a CHapter 13 to catch up the payments but this is the time to sit down and review if you really need or want this home. It takes...