I cant imagine filing bankruptcy would effect the courts opinion of you since lawyers doctors cpas and judges file just like you do. It has...

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How long after you respond to an interrogatory can a civil suit for debt collection last?

Normally the court will dismiss a case if it remains on a docket for a year. The longest I have seen a collection of foreclosure case on a docket...

Chapter 13 case...let house insurance lapse.6 weeks ago...

I cannot imagine one of our judges allowing the relief from stay just because insurance lapsed. However if this is a part of a string of problems...

I have student loans that I haven't paid and am about to get married. can my soon 2 be husband be held accountable for them?

A lot of this depends on what kind of loan you have. Private student loans are just like a credit card. You can simply wait out the statute of...

If a mortgage is not reaffirmed after Chap 7, and you walk away, is the foreclosure process quicker?

The average time to foreclose is 630 days. Normally abandoning a home is a bad idea. It wont quicken the process and you are responsible for...

Can I be arrested for an old credit card debt??? The collection agency said they will be issuing a warrant in the morning .

This seems to be a clear violation of the FDCPA act. This threat happens sometimes in an effort to scare a person into paying. It is effective...

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What is the legal recourse of a charged off credit card debt ?

When a debt is "written off" they take a tax deduction for a business loss. This business loss is supposed to be reported as income to you on a...

My chapter 13 will end in November 2014, how long will it take to be fully discharged and when would I be able to rebuild

Normally you are able to buy a home within 2 years by government regulation and statutes. You can buy a car normally within less than a year. ...

My chapter 13 will end in November 2014, how long will it take to be fully discharged and when would I be able to start rebuild

Normally you are able to buy a home within 2 years by government regulation and statutes. You can buy a car normally within less than a year. ...

Chapter 7 BK filed and discharge received in June, 2012. Real estate was surrendered and subsequently sold thru a short sale.

You discharged the debt so you are not personally liable for the debt and it will not attach to future property but it did attach to the old...