Archived
How can I get out of my Timeshare without it affecting our Great Credit? It seems like people are not buying many anymore.
Nick's answer
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Answered on December 10, 2013
It is possible to surrender the time share in a bankruptcy and even to force the transfer of title to the lender. However you can't fail to pay...
Archived
How does a hospital collect their 20% from a Medicare patient if the patient has no supplement?
Nick's answer
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Answered on December 10, 2013
Generally this becomes uncollectible. They cant deny necessary medical services and have to continue accepting you at a hospital. However if you...
Archived
How long does a Plaintiff have to serve a Defendant in a foreclosure action in the state of Kentucky?
Nick's answer
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Answered on December 10, 2013
I would say that the title insurance and the new owner have a problem since the second defendant was never served. The new owner does not have a...
Archived
Bankruptcy in indiana. if i file will it stop court dates. i have a judgement that was done when i was out of town. my ex
Nick's answer
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Answered on December 10, 2013
I agree with both of these attorneys that the automatic stay is a court order that stops almost all collections other than child support, alimony,...
Archived
My vehicle was reposessed . They are demanding the balance $6600 . If I file for Ch13, would the bank have to return the car?
Nick's answer
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Answered on December 02, 2013
Normally all you have to do is have the attorney call the car company however we also fax notice to the lender that the Chapter 13 has been filed. ...
Archived
Can credit card companies change their phone number regularly? My ex stopped paying child support and so I have gotten behind
Nick's answer
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Answered on November 25, 2013
The fair debt collection practices act only covers debt collectors. Since they are collecting their own debt they aren't covered by this law like...
Archived
When my ex boyfriend opened a credit card actt and used 300.00 I found out and explained I knew nothing about it. I was told th
Nick's answer
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Answered on November 20, 2013
You are not responsible for your boyfriends credit card. You are responsible for your credit card. If he fraudulently used your name you can file...
Archived
Wounded Warrior Program for Disabled Veterans. I am a 90% disabled veteran and met all qualifications. They foreclosed anyway!
Nick's answer
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Answered on November 18, 2013
Why didn't you file an answer and discovery and fight this foreclosure. That is the real problem with this. You ignored the original court order...
Archived
We are trying to avoid bankruptcy. However, we have a mobile home that was repossessed in 2010.
Nick's answer
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Answered on November 13, 2013
These mobile home debts are almost always purchased later by a debt buyer. They purchase the debt for pennies on the dollar and then sue to...
Archived
How can I find out if an Atty is legit in Home Modifications? I have read so many horror stories, I do not want to lose my home
Nick's answer
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Answered on November 05, 2013
You should always be wary when an attorney claims to guarantee and outcome of a case or guarantees how someone else will behave. No one can...
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