Archived
Can a creditor place a lein on vehicle for which I am not the primary owner, my name is on title but listed 2nd in Indiana
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Answered on January 25, 2014
This is rarely done but if you are asking technically can they place a lien on a vehicle or sell a vehicle after they obtain judgment yes they can....
Archived
Life estate on Condo in Florida
Nick's answer
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Answered on January 21, 2014
Look at the value of the share. She probably has an exemption that allows her to keep some equity in a home or real property. The Federal...
Archived
Does indiana have a wildcard exemption and if no claims are filed will the trustee drop the case or still go after your stuff
Nick's answer
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Answered on January 20, 2014
From the question it seems obvious this is a Chapter 7 case. Indiana often will reopen a case to obtain the tax refund or if other property was...
Archived
If my home was included in bk in 2012 should I now sign a deed in lieu from lender? They also say im getting a 10-99 from them?
Nick's answer
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Answered on January 17, 2014
If you filed bankruptcy in 2012 you are not liable for the income taxes for the charged off debt. if You sign the deed in lieu you give up the...
Archived
My husband is using a legal service through his employer for bankruptcy. Will he still occur court costs?
Nick's answer
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Answered on January 17, 2014
Normally court costs are not paid by the plan members. However it varies from plan to plan. Why should whether or not the court costs are covered...
Archived
How long will we have left in a home and can a Bank change the locks on a home that is in a Reverse Mortgage Facing Foreclosure?
Nick's answer
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Answered on January 16, 2014
A judicial foreclosure is still required to foreclose. The executor holds the property upon death and has the responsibility to sell the assets...
Archived
I am seeking to have my Parent Plus loan forgiven by way of Total Permanent Disability discharge. Is it possible for me?
Nick's answer
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Answered on January 13, 2014
50% of the time you file for a hardship discharge you will win according to 3 studies. I would give it a shot but there ios also IBR which can...
Archived
Is it possible to discharge a student loan thru bankruptcy?
Nick's answer
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Answered on January 13, 2014
The statistics show that this is hard to do but not impossible. I did it in 2001 with my own federal loans. Under your facts I think you should...
A friend co signed on a student loan for her niece who has made no attempt to pay on the loan . How can she keep her involved
Nick's answer
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Answered on January 13, 2014
The niece will probably file bankruptcy and walk away from the debt. If the niece is not paying there probably is a reason for that such as a...
Archived
How can a collection garnish my wages for a student loan which is being paid to the dept of education?
Nick's answer
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Answered on January 13, 2014
This would be an administrative garnishment where they don't have to obtain a judgment first all of the other answers are correct in that they can...
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