Can I be sued by a creditor/debt collectors even if the account Has been in negotiation?

Yes of course they can sue. There is no law that says they have to accept debt settlement or negotiate with you.

Bankruptcy

I agree with the other two attorneys. If you prepay rent by one month the trustee normally wont go after it. Even 2 months is probably ok. ...

What assistance should I ask for from mortgage company when I am behind 3 months on payment and my ultimate goal is to move?

Quit handling this yourself. Get an attorney to plan this with you. You don't do this every day. The bank is not your friend, they are not your...

I also agree they sure can sue you. But remember a private student loan is no different from any credit card debt. You defend against these debts...

I filed Chapter 7 and now want to convert to Chapter 13, how long do I have to do this

If you want to save the home from a foreclosure you should be able to file a Chapter 13 immediately after the Chapter 7 closes or you should be...

In Kentucky this would be called a motion for summary judgment. Where the Plaintiff or moving party appears to automatically have the right to...

Can a medical debt have active collections plus a judicial lien against your real estate for the same debt?

They can sue for the debt. They can attach your home. They can sell it in foreclosure. They can attach wages. They can attach bank accounts. ...

If a debt consolidation is too much of my income

File Bankruptcy. THe result to your credit will be the same. You have a 90% chance of completing a Chapter 7 if you qualify. You have a 10%...

Who pays what?

Generally both husband and wife are responsible for "debts of necessity" in Kentucky. However our state has moved largely away from that theory...

Attorneys normally don't dodge clients unless they are non paying clients. I would never advise a client to repay this in that it can become an...