Archived
Am I liable to pay for a $1500 vehicle that was repossessed (and more than halfway paid off) nearly 15yrs ago?
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Answered on June 01, 2016
They have obviously gotten a judgment or they would not be garnishing. They probably obtained the judgment prior to the statute of limitations...
Archived
Can they put a lein on my brothers house for my debits
Nick's answer
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Answered on May 16, 2016
This sounds more like a collection company telling any lie to try to collect.
Unless they have sued you they cant lien the home. Unless you own...
Archived
Can I approach a person I owe a Judgement to?
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Answered on April 27, 2016
Of course you can always ask. Bankruptcy will allow you credit to improve over time and as long as this is being reported as a collection you will...
Archived
Can I be liable for debt after 7 years?
Nick's answer
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Answered on April 27, 2016
After 7 years you should be able to get another account with another bank and there are second chance checking accounts that you can get before the...
Archived
How can I stop a guarnishment if they are taking half my pay, bonuses and overtime?
Nick's answer
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Answered on April 22, 2016
Some garnishments are for a specific amount such as child support others are for debts like a credit card garnishment. The consumer debt...
Archived
Is there anything I can do to fix this since I have court orders? Or should I give up?
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Answered on February 04, 2016
The Domestic violence issue has nothing to do with the foreclosure. Give it up. I know that is not the answer you want but the mortgage company is...
Archived
Can they take legal actions against me if i dont finish paying off the debt or is that simply a scare tactic they are using?
Nick's answer
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Answered on December 28, 2015
You debt collector is lying. A check cashing place takes post dated checks. These are promises to pay. They are generally not criminal in my...
Archived
What are red flags that show it is a scam and not a real collection agency?
Nick's answer
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Answered on November 23, 2015
It should be obvious it is a scam when you don't remember the debt and they cant provide written proof of it. If they don't have an office in the...
Archived
Should I fire my attorney
Nick's answer
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Answered on November 09, 2015
There are some large law firms with one main head of the law firm and often 2 or 3 junior lawyers. Once the case is filed you are often handed...
Archived
I have legal insurance that paid my attorney $1500 for Ch 13. He also claimed $3,000 and was paid by plan.
Nick's answer
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Answered on October 19, 2015
The 3000 is normally to provide services up to the point of confirmation. Normally an attorney will make sure that the client can afford the...
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