Is there a time limitation on debt collection? What would be the best settlement % to be able to pay off a debt?

Depending on the statute of limitations in your state, the creditor has a certian amount of time after you default on your debt to file a lawsuit...

What does it mean when a debt collector has filed a motion for the judgement on the pleadings and what will happen in court

Basically, the creditor is asking the court to look at the Complaint and exhibits they filed and at the Answer you filed and make a decision based...

Does a vacated judgement on a non-work garnishment mean I will have the money that was taken out of my account returned to me?

Was the original judgment in your case that stated you owed money to the creditor vacated or was it the order for garnishment that was vacated? ...

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An insurance company claimed bankruptcy, are they still liable to pay a settlement that was awarded to me?

You may be able to file a claim in the Insurance Company's bankruptcy proceeding to request that you be paid if there is any money to be...

My lawyer informed me that he isn't coming to my meeting of creditors can I ?

Trustee's shouldn't conduct a Meeting of Creditors if you are represented by an attorney and the attorney is not present. A substitute attorney...

How is a spouse protected when the other is being sued?

Generally, a spouse is not responsible for the debts of the other spouse. However, if your husband is sued by a creditor and they get to the point...

How do I get rid of a wage garnishment after it has already been finalized?

Filing a Chapter 7 or Chapter 13 bankruptcy is a way to stop a garnishment after a final order has been entered by the state court. The automatic...

You can discharge a debt resulting from a traffic accident in either a Chapter 7 or Chapter 13 bankruptcy as long as the debt wasn't a result of...

I got divorced in August 2014 and part of the settlement and agreement my ex-husband took ownership of all the debt

This is a common problem when people divorce and have joint debts. While your divorce decree states that your ex is responsible, the credit card...