What are my options for lowering this pay day loan or getting rid of it?

Well your options are really paying it off or filing bankruptcy on it and all the other debt you have.

Is there some way for me to avoid small claims court after being sued?

If you file bankruptcy or not, you need to respond to anything you receive from the Court, so that a default judgment isn't issued against you.

I agree with the prior answers but the denial rate in this part of the country for initial applications is higher than that. Please contact an...

What can i expect during my “individual hearing” which is converted into telephonic because of covid?

As stated above, you should really have an attorney with you, and as we don't get paid if you don't win, and you are more likely to win with an...

I agree with the prior answers. In theory that should not take too long, but I just had one take 3 months.

.so my question is that how I can do everything under my control and handle everything under my name so my separated cannot do a

I moved your question to family law, as that is really what it is.

Sorry to say, you really should have applied when you were injured. To get SSDi, one of the requirements is that basically have worked 5 out of the...

Can i call the social security? For important documents i need on a civil case i have

As stated previously, you can get a copy of your file. They will most likely have to mail it to you, due to the Covid restrictions about going...

I agree with the prior answer. Once you get back down to the asset limit, you should be able to get your SSI back.

Can I sue someone for borrowing money and never paying back?

As stated above, you can sue them to collect.