I stopped paying my credit cards about two years ago, is there a limitation on how long they have to try to garnish my wages.

The credit card companies cannot garnish your wages until and unless they sue you in court and obtain a judgment. If they get a judgment, they are...

Arbitration through the National Arbitration Forum

There is a new Kentucky Supreme Court case that throws out many arbitration clauses in contracts. It was decided in January, 2009. If the...

Hospital’s collection agency used misleading information regarding amount, and used threats and harassment to collect debt!

Given that you son received a court summons and later had his wages garnished, it appears that the hospital (or collection agency) obtained a...

What are the requirements to file for bankruptcy in state of KY

There is not enough information for a complete answer. You should consult with an experienced consumer bankruptcy attorney -- you can search for...

Debt

Not necessarily. First of all, the court granting the divorce can allocate debt responsibility based on various factors. Second, even if the...

CAN A DEBT COLLECTOR PUT A JUDGEMENT ON AN ASSET ON A 12 YEAR OLD DEBT.

The Asset Recovery Company may be trying to collect a debt outside the statute of limitations. If so, they cannot obtain a judgment against you,...

Do I need to plead not guilty

Did you receive a written citation? Police officers can not require you to go to court without giving you a citation (or a summons or a subpoena)....

If you are subpoenaed to court, you either need to appear or have the subpoena withdrawn, either by having the party that issued it withdraw it or...

I filed a Chapter 13 with my ex husband in 2004. Was to be done 10/08, he didn't pay and now they want to dismiss.

If the Chapter 13 is dismissed, you will not receive a discharge and the creditors can seek to collect from you (and your ex-husband). They cannot...

Is $2869.00 to high of a price for filing a chapter 7 bankruptcy?

Legal fees for filing a Chapter 7 bankruptcy vary in different districts around the country. I do not practice in New York and can give you no...