Under Kentucky law, the creditor must obtain a judgment against the debtor before they can garnish wages or put a lien on property. There is a...

The cop who issued me a uniformed citation for smoking out of a one hitter said I can pay this off downtown? Any truth to that?

While you may be able to get it dropped, there is no guarantee. Defendants almost always do better when they are represented by an experienced...

I filed for bankruptcy in 2003 and was discharge in March of 2003, when can i file again for Chapter 7

My colleague who posted the answer above is absolutely correct: eight years from the FILLING date of the previous Chapter 7. One additional...

No, there is no magic number as to how many times (if any) a creditor must warn you before sending you to collections. In other words, a...

What should I expect or should I do to prepare for criminal court for felony shoplifting? No previous record whatsoever

I think you should have a lawyer, but of course I am biased. I have also seen what can happen to people who go without a lawyer..... If you are...

I join in Mr. Nager's answer and write to emphasize that you can negotiate the terms of a reaffirmation agreement. In some circumstances, I have...

If you don't reaffirm a first & second mortgage in chapter 7 can they take the house from you?

They can if you default on either mortgage. The Bankruptcy Code itself does not require reaffirmation agreements for debts secured by land ......

My bankruptcy was closed without a discharge , now what?

You will need to re-open the bankruptcy and file a certificate showing you completed the financial management counseling. Unfortunately,...

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What is criminal trepassing

No they are not allowed to do that. I agree, call the police. If they eventually leave, make sure you get any identifying information you can...

Can a collection agency deny payment if it is less than their "minimum allowable" payment?

It is frequently believed that "as long as you send something," a creditor cannot take any action against you. It is not true. The creditor can...