Based on those fact, no, the creditor cannot take money from an account only in his name. Any money in a joint account is "fair game."

No, you cannot be served by telephone.

I want to know if I can sue the repairman whom I contacted to replace a door and remodel a porch that caused more damage?

Yes, you can sue. It won't be worth the cost and time, however.

How to find a probono layer to esponge my background ?

Go to this website and apply: https://www.mvlp.net/intake/ Good luck.

There is no private cause of action for a violation of HIPAA.

Can someone record a private conversation between us ?

Mississippi is a one party consent state. So, the answer is yes.

Generally, the ring must be returned. It is treated like a conditional gift.

In my experience, a court does not automatically renew of judgment. The creditor has to apply for such and do it within 7 years of the earlier...

Under Mississippi's at-will law, you can be fired for a good reason, a bad reason, or no reason at all.

Can I personally submit documents pertinent to supporting my innocence before formal indictment? Who would I send them to?

I do not handle criminal matters, but I do know from 35 years of practicing law that it is rarely a good idea for a defendant to voluntarily send...