First thing you need to understand, you do not get to pick and choose what debts you list in your bankruptcy schedules. Even if you could do that,...

If the mortgage payment is being paid through the chapter 13 plan and your mortgage company requires an escrow payment that is calculated to cover...

Your answer probably depends upon the judge that will be assigned to your case. In our jurisdiction, one judge has ruled that when a debtor is an...

First, you should not file an answer to a summons, instead your answer should be to the complaint that was filed by the plaintiff. The summons is...

How long does a bankruptcy affect your credit and show up on report?

A chapter 7 will remain on your credit report for 10 years, but a chapter 7 that is 7 years old has very little effect on you credit score. If you...

Can the credit reporting agencies ding my wife's credit because I filed chapter 13 bk individually??

Your wife's credit report should not mention any thing about a bankruptcy filing. The credit bureau can report any late payments on debt that you...

When a person can proof that he used his social security money

If you are talking about a fraudulent transfer that occurred prior to the filing of a bankruptcy, only the chapter 7 trustee has the right to set...

How should i respond?

If you recently filed and have already received your discharge, you probably filed for relief under chapter 7, not chapter 13. A chapter 13 plan...

What happens when a married couple files Ch 13 b/c of income and 1 spouse involuntarily loses job?

If the only reason you filed for relief under chapter 13 was because combined income and expenses using the means test and the abuse test resulted...

Just received a Mortgage Charge off, can I file bankruptcy on it?

I agree with Mr. Siegel's response, provided the lender simply charged off the loan, which is an accounting procedure in which a bank or mortgage...