Archived
If your house was part of a Chapter 7 if you have to walk away from it does it hurt your credit score?
Robert's answer
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Answered on October 13, 2017
Credit bureaus report any accurate information about a person's credit. Once a debt is discharged in a bankruptcy, that is the last thing that can...
Archived
Can filing bankruptcy remove warrant blocks on one's driving license?
Robert's answer
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Answered on October 13, 2017
Neither civil fines nor criminal fines can be discharged in a chapter 7. Criminal fines cannot be discharged in a chapter 13, but civil fines can....
Archived
Can I file a chapter 13 bankruptcy if I receive social security disability?
Robert's answer
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Answered on October 13, 2017
Anyone with regular monthly income can be a chapter 13 debtor. However, there are a lot of factors that must be considered before making the...
Filing for Chapter 7 when one spouse has filed within the 8 year time frame?
Robert's answer
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Answered on October 13, 2017
I am not sure why you think you don't have enough income to file for relief under chapter 13. There is no minimum income requirement. However,...
Archived
Can i file for bankruptcy and apply for the undue hardship?
Robert's answer
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Answered on October 12, 2017
If you owe a substantial amount of other debt, a bankruptcy will discharge the rest of your debt. Discharging a debt by a showing of undue hardship...
Will the trustee take my tax return or will I be able to keep it?
Robert's answer
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Answered on October 12, 2017
If you filed in July, your trustee would have only had an interest in your just over 50% of the refund. Before our legislature changed our...
Chapter 13 or debt settlement? Which is better?
Robert's answer
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Answered on October 12, 2017
Debt settlement rarely works unless you have access to enough money to settle a number of your debts. Many national debt settlement firms have you...
I may have to file a bankruptcy but I'm trying to avoid losing tools I use for work is this possible ?
Robert's answer
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Answered on October 12, 2017
Matco Tools generally retains a lien on the tools sold to you. If that lien was properly perfected under California law, you can retain the tools...
Archived
Can I take legal action against a person who owes me money, but has filed bankruptcy?
Robert's answer
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Answered on October 12, 2017
Hopefully, you retained a lien on the business or the business assets and that lien was properly perfected by the filing of the necessary UCC 1...
I filed bankruptcy in 2013 - would I be able to file again this year?
Robert's answer
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Answered on October 11, 2017
If a debtor filed a prior bankruptcy and received a discharge in that bankruptcy case, then the limitation on filing is from filing date. A...
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