Yes, that is legal. There is no requirement for a creditor to agree to a reaffirmation. Also, reaffirming the debt would have harmed you because...

The procedure used by the trustee is review all the proofs of claims filed by the creditors to make sure the plan was scheduled properly and that...

If you have received your discharge and the car is not running, you can send a letter via certified mail, retaining a copy of the letter, giving...

Period for filing a bankruptcy?

If a debtor filed a prior bankruptcy and received a discharge in that bankruptcy case, then the limitation on filing is from filing date of the...

There are two tests that debtors must deal with. Whether a debtor is above or below median income for the state in which the debtor files his/her...

This has happened to a few of my clients through the years. We did exactly what Mr. Granvold suggested. We obtained copies of my clients pay...

Will an HSA credit card for an HSA account be stopped when filing for chapter 7 bankruptcy in Connecticut?

The answer to what happens to the HSA account depends upon whether the funds in the HSA account is exempt under the exemption scheme that you...

How should I handle my creditors after dismissing Chapter 13?

I agree with the two answers given. I would like to add couple of points: 1) Just because the trustee objected does not mean that the trustee...

Unemployment overpayment in bankruptcy

Mr. Granvold's response is right on point as usual. I would add that no governmental agency can deny you employment solely on the basis of a...

Secured creditor failed to apply credit to bankruptcy estate for eight years.

I think you are confused. A secured creditor is required to apply the payments made to the creditor by the chapter 13 trustee to the secured claim...