Archived
Do you have to file chapter 13 on a title loan, if you will pay it out sooner than the bankruptcy would to get the title back?
Robert's answer
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Answered on August 23, 2018
Listen to your lawyer. Since you are a 50% owner of the vehicle with your daughter. You must obtain permission from the court to transfer your...
Archived
What if you pay extra on your title loan during bankruptcy so you can pay it off in less than 5 years.?
Robert's answer
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Answered on August 23, 2018
A bankruptcy debtor cannot pay off a debt with his/her income during a chapter 13 earlier than the confirmed plan requires because his/her future...
Archived
Is it fraud for a spouse, who was cosigner, to file bankruptcy on a vehicle without the husbands ( main signer) knowledge?
Robert's answer
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Answered on August 23, 2018
Your future ex-wife does not have to ask for your permission to file for relief under the Bankruptcy Code. However, she is supposed to list the...
Archived
What happens if I decide to stop a chapter 13 filling with my previous debt?
Robert's answer
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Answered on August 22, 2018
From the limited information you provided, your situation sounds like it changed after the auto accidents. However, the change indicates that you...
Archived
Can a creditor repossess my truck after withdrawing from a reaffirmation hearing in bankruptcy court?
Robert's answer
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Answered on August 18, 2018
Typically, a creditor does not withdraw from a hearing. Instead, a creditor may withdraw its response or objection to a motion or other action. ...
If I have been deported, can I file for bankruptcy to protect my home while I challenge my deportation?
Robert's answer
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Answered on August 18, 2018
I agree with Mr. Caldwell, but would add that you may have another problem if you have a substantial amount of equity in the home. In Mississippi,...
Archived
Am I able to keep 1 visa out of the list when filing chapter 13??
Robert's answer
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Answered on August 18, 2018
Schedule E/F states that you must be as complete and accurate as possible when completing the list of your unsecured creditors. At the meeting of...
What should I do?
Go ahead with loan mod or just pay arrears in my chapter 13?
Robert's answer
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Answered on August 18, 2018
The only way an attorney could answer your question would be to review the trial loan modification terms, find out if your permanent loan...
Archived
Who am I required to send an Application to File Proof of Claim after Bar Date in Bankruptcy?
Robert's answer
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Answered on August 15, 2018
In our jurisdiction, an application is required, but if the debtor failed to included the debt in his/her schedules and the creditor found out...
Archived
I claimed chpt.13 it was discharged 2 yrs ago but haven’t heard anything about my charge off 2 mortgage? I live in the home
Robert's answer
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Answered on August 15, 2018
Try emailing your attorney with your question. Many times an attorney can respond faster than returning a phone call.
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