In chapter 13 how can I keep my cars and how do I know how much I have to pay back

There are multiple factors that can effect what the payment will be on each loan. Some of those factors are: 1) Are either of the loans...

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Lawsuit from a private student loan collections agency. How can I find out the last time I made a payment?

The best way to find out is ask that question as one of the question in a set of interrogatories propounded to the plaintiff. However, unless your...

We just got a letter stating the bank is going to begin Foreclosure proceedings. We are considering filing for Bankruptcy.

Ms. Golont's response is right on point. If you are behind on your house mortgage and you want to keep your home, you don't have a lot of options...

I have received a summons for court by a creditor for nonpayment that Pure Solutions supposedly had resolved for me. What to do?

It is amazing how many clients with similar stories have sat in my office. Debt settlement companies and credit counseling companies that attempt...

Is the lien expired?

Not of enough facts to answer your question. You did not give us the state where the lien was enrolled. The statute of limitations (SOL) varies...

Does noncollectable status change if you make $21000 on disability and go off Medicaid

The IRS looks at your income and your expenses to determine the amount you can pay in an installment agreement. Being on medicaid is not a...

Can I file bankruptcy? If so, what state

Under bankruptcy law, you can have two domiciles at the same time and if you have had either domicile for 91 of the last 180 days, you can file in...

If the mortgage holder or servicer has not commenced foreclosure, you should be able to pay the funds necessary to bring the loan current and then...

Do I need a lawyer?

I have not handled this type of matter in over 25 years. However, I doubt the method to resolve this has changed. You should be able to...

I have a civil lien in Florida but I live in Alabama now. Will it follow me and, as in FL, affect my ability to buy a house?

If the lien does not appear on your credit report, then your credit score is not effected by the lien. The only way that the lender will be...