Filed Ch.13 in 7/08 & discharged 9/13. Had 4 properties that I couldn't maintain. RCS started calling me. Should I be worried?

If the collection agency is collecting on a discharged debt, then that creditor is violating the discharge order. Your attorney should be able to...

Should I file bankruptcy?

Typically, chapter 13 debt reorganization and debt management plans through a credit counseling company harm your credit for much longer than a...

Any action to collect a debt is a violation of the automatic stay while the case is an active case and a violation of the discharge order provided...

How long does a declaration of bankruptcy stay on ones record?

Although you did not ask this, once you receive your discharge, you should pull a 3 bureau report and check to make sure all the debt that was...

After Filing Chapter 13, do I need to file a "Stay"

I agree with all of what has been said and can only add that on Pacer, you can pull down a document called the "Notice of Filing". You can attach...

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How hard is it to get rights signed over

First thing to do is make sure you keep any voice mails, texts or emails that support your case. Next, you need to make an appointment with a...

Can I discharge a Lump Sum Alimony of $40k in bankruptcy chapter 7?

If you call it a duck, but it looks like a goose, it honks like a goose and it won't have anything to do with ducks, then it's a goose. Same...

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Mortgage discharged although I did not file under bankruptcy. What does this mean in regards to interest accrual.

The answer to your question depends upon the banking regulations as to whether the loan continues to accrue interest after the loan is charged off....

What happens if you don't declare bankruptcy? I cannot afford a bankruptcy attorney.

There is no way to answer your question without knowing among other information, the following: 1) your monthly income and source of the income,...

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I am trying to help a family member by purchasing a house.

I am not sure where your family member got the information that he/she could not own real estate for a 90 day period. As I understand Wisconsin...