An A/C company installed a new unit on my property without my approval, am I responsible for the debt.

Your set of facts has the makings of what we call a swearing contest. The vendor swears that he was told to replace the new unit and you swear...

Bankruptcy exemptions, judgment liens, personal injury recovery, homestead

There can be a fine line between what is good bankruptcy planning and bankruptcy fraud. That issue is far to complex to try to get advice from a...

In several cases that I filed a bankruptcy for clients with more equity in their home than the amount of the homestead exemption, we have...

Is an anwers to a summons the right thing to do if our bankruptcy will not be filled before time is up to respond?

Mr. Elie is right about responding to the complaint and right about getting an attorney. If you are truly destitute, then you should qualify for...

Is a chapter 13 bankruptcy basically where you lump all debts together divide the total by 60 months and that is your payment?

What portion, if any at all, that a debtor pays to his/her unsecured upon the debtor's income and expenses and the value or equity in any...

Could I file a court order?

It appears that you are writing this request for your current husband and he filed a bankruptcy at some point, but did not reaffirm. When a...

Is my spouse liable for taxes owed by her parents on a co-signed mortgage?

People misconstrue how a tax lien or judgment lien is a lien on their home or other property. The IRS simply files a notification that it holds a...

Chapter 13 plan complete and being discharged. Bank has released 2nd mortgage from lien,

Cancelled debt can be treated as income pursuant to a section in the IRS Code. However, there are two exceptions that can apply to you: 1) the...

Does a debt collector violate any laws in Maryland when it discloses to the entire world a debtor's personal information.

If the debt collector is a 3rd party collector (collection agency, law firm or debt buyer are the most common examples), then the Fair Debt...

In Florida can they take your asset or garnish wages or take monies out of your bank if there is a judgment against you

In Florida, there is a procedure in which you can claim your wages as exempt if you are the head of household. You should contact an attorney that...