I took out a personal loan last year maybe year before With personal items as collateral. I am 2 months behind they are going t

It appears that you did not finish your question. I think you are asking if the lender will take the personal items that you listed as...

How do you file for bankruptcy? What are the requirements?

There are so many issues to consider when filing a bankruptcy, you really should contact an attorney to review all of those issues prior to filing....

Bankrupty filed before I could file a lawsuit.

You have a right to file a proof of claim in the bankruptcy, but you need to attach documents that establish why you are owed the amount that you...

Can I enter an estimated claim on my ex husband's bankruptcy?

Mr. Harrell is right, you should make every effort to determine the exact amount. However, if you can't do that, then you must file a claim before...

Spouse wants to file bankruptcy, He owes about $25,000. I can't file. Not sure I can afford debt consolidation. I need options.

You may be able to file a joint chapter 7 with your husband while you are still married. If you do that, then there will probably no additional...

What date do you go by for the automatic stay to continue past 30 days when a second petition is filed?

As Mr. Harrell stated, you really need to contact and use an experienced bankruptcy attorney in your area to advise you throughout your bankruptcy...

If I'm ordered to pay a former landlord money and then file bankruptcy will I still need to pay them?

The short answer is yes. However, there are so many issues to consider when filing a bankruptcy. Some of those are: 1) total amount of...

You may be entitled to an extension. Bankruptcy rules require that the final payment can never be more than 120 days after the petition date....

Can I ask for a lower interest rate or principal balance?

You can ask the lender to modify the loan terms in the reaffirmation agreement, but the only leverage you have is the possibility that you will...

If the insurance owed is actually a debt, then as others state, you must list the debt. However, most insurance premiums are paid in advance. If...