Archived
Being foreclosed on by HOA and would like to know if the charges they are alleging we owe can be disputed through Chapter 13.
Robert's answer
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Answered on July 06, 2015
The short answer is maybe, depending upon the facts.
if the HOA has not recorded a lien as of the date that you file your chapter 13 case, then...
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Archived
Can a attorney deny the release of my drivers license in Florida after filing chapter 7
Robert's answer
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Answered on July 06, 2015
You should be able to get the license reinstated by sending a copy of the bankruptcy documents showing the debt listed and showing that you have...
Archived
Will heirs (spouse - 3 children) be obligated to pay off debts out of $25K life ins. left to them by deceased mother ?
Robert's answer
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Answered on July 06, 2015
If the creditors have sued the heirs and have judgments in place and if the judgment creditors are aware of the inheritance, then the creditors...
Archived
Can filing 4 a bankruptcy stop u from going 2 jail 4 nonpayment of child support.
Robert's answer
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Answered on July 06, 2015
The automatic stay is what protects a person while a bankruptcy case is active. However, there are exceptions to the automatic stay and one of...
Archived
How do I decide which form of bankruptcy is right for me?
Robert's answer
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Answered on July 06, 2015
There are so many issues to consider when filing a bankruptcy, and which chapter of the bankruptcy code would best fit your needs. You really...
Archived
After discharge from bankruptcy can collectors still take life insurance?
Robert's answer
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Answered on July 06, 2015
If your grandmother's life insurance policy is a term policy, then her creditors would never acquire an interest in the life insurance proceeds...
Archived
How do you know when it is best to settle a 7 year old debt or hire an attorney to defend a debt while living in Florida?
Robert's answer
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Answered on July 05, 2015
From what I can tell, if the debt is 7 years old, then the SOL has run in Florida. The SOL continues to run whether you are residing in Florida...
Archived
Can amount the VA guarantees of a home loan to a lender be included in a bankruptcy ?
Robert's answer
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Answered on July 05, 2015
The VA guaranteed loans don't work that way. If you are a co-borrower, then you owe the entire debt, not just half of the debt. When your ex...
Archived
Will a bankruptcy affect claims against me for an auto accident that took place after filing but before discharge?
Robert's answer
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Answered on July 05, 2015
Just about everything in bankruptcy keys on the petition date, which is the filing date. Every debt that you owe as of the petition date is...
Attorney advised to" LAY LOW" since no contact w/ bank since 2006 instead of bankruptcy. The next day, The Bank called me.
Robert's answer
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Answered on July 05, 2015
From what I can tell, the statute of limitations on civil liability in VT ranges between 3 and 6 years, depending upon the type of action. If the...
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