Archived
If u told a repo guy u was seein a lawyer to file ch 13 tht day & gave his name & he gts car while there is there Sumin I can do
Robert's answer
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Answered on July 14, 2015
Once you file a bankruptcy, the automatic stay immediately becomes effective. However the fact that you are planning to file bankruptcy give you...
Archived
Can a bankruptcy be filed without getting a lawyer?
Robert's answer
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Answered on July 14, 2015
Yes, you can file without an attorney, but you need to understand that a US Courts study in 2011 found that a pro se chapter 7 debtor's case 8...
Archived
If someone has a judgment and wants to buy a house....
Robert's answer
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Answered on July 14, 2015
That will depend upon Texas law. An attorney from Texas needs to answer that question, but you can file a petition for relief under the bankruptcy...
Archived
Is it possible to file bankruptcy on a mortgage if it doesn't sell> I
Robert's answer
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Answered on July 14, 2015
If you stop making payments, the mortgage company forecloses and the foreclosure sale brings substantially less than the amount of the debt, the...
Archived
I filed bankruptcy 10 years ago and I received a insurance claim from 13 years ago will the mortgage company get the money ?
Robert's answer
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Answered on July 14, 2015
The only party that would have a claim to the money would be the bankruptcy trustee for the benefit of priority and unsecured creditors. I am...
Can I sell my homesteaded house and buy another and have the newer one also homestead protected while a judgment is in place?
Robert's answer
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Answered on July 14, 2015
Interestingly, you or someone chose Bankruptcy as the practice area. In our jurisdiction and just about all bankruptcy courts in the US, you can...
Archived
With a FHA HAMP modification already in progress, can I declare Chapter 13 bankruptcy and still keep my home?
Robert's answer
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Answered on July 14, 2015
From what you stated, you will probably qualify for a chapter 7 or a chapter 13. There are lots of issues that must be considered before making a...
Archived
How do I exempt a motor vehicle in my bankruptcy that is jointly owned?
Robert's answer
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Answered on July 14, 2015
You should show that you own a 50% interest in the vehicle and exempt the equity in your 50% interest. As I said with your other question, this...
Archived
What is my federal wildcard exemption if I don't own my home?
Robert's answer
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Answered on July 14, 2015
Your total federal wild card exemption limit should be $12,725.00 because you can add up to $11,500.00 of your unused homestead exemption to the...
Archived
Can you file bankruptcy without affecting auto loan if you are a co-signer due to bad credit?
Robert's answer
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Answered on July 14, 2015
You must list all debt and all assets. You sign the schedules and other documents stating under penalty of perjury that you have listed all debts...
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