Archived
Does a federal student loan can be deferred while student switched colleges for oversees location and pay for that school from
Robert's answer
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Answered on July 31, 2015
Your question is not clear to me. Also, I have no idea why bankruptcy was chosen as the practice area.
If you are asking if your existing...
Archived
In opting out of a Class Action is a prior discharged Bankruptcy upheld?
Robert's answer
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Answered on July 31, 2015
The class action should not be able to change the fact that the debt was discharged in your bankruptcy proceeding whether you opt out or not. The...
Archived
After a chapter 7, when do ppl usually start getting credit card and loan offers? When can they expect to get apts in their nam
Robert's answer
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Answered on July 31, 2015
Your answer depends upon how bad your credit score was prior to the filing of your bankruptcy petition. If you had multiple repossessions, a...
Archived
Can I file an adversary proceeding to determine dischargeability of a debt?
Robert's answer
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Answered on July 31, 2015
If the divorce decree required that the your ex-wife pay the credit card debt on which you are jointly liable, the debt is nondischargeable under §...
I recently filed chapter 7 bankrupcty, and my car was repossessed in the midst of that. I called the finance company to see how
Robert's answer
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Answered on July 30, 2015
You can convert your case from a chapter 7 to a chapter 13. However, if you are pro se, your chance of getting a confirmed plan according to a...
Archived
My Chapter 13 Bankruptcy has a balance on hand of "4,096.45" Is this a bad thing? Our payments are around 1800 a month.
Robert's answer
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Answered on July 30, 2015
In Mississippi, some of our trustees set up specific monthly payments and start those upon confirmation. Thus, you will have a buffer built up by...
Archived
Is it possible to vacate a bankruptcy in MA?
Robert's answer
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Answered on July 30, 2015
I would like to add to the guide that Mr. Berkus linked. You can take out what I sometimes call fake loans.
One type of loan that can be made...
Archived
Credit card debt, can't make payments
Robert's answer
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Answered on July 30, 2015
There is no way to force a creditor to lower your interest rate. If you default, your interest rate will increase substantially, but after your...
Archived
Income Tax Discharge under Chapter 7. What date controls on a conversion from ch. 13?
Robert's answer
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Answered on July 30, 2015
The date the counts is the petition date, which is the date your bankruptcy case is filed. When you convert from one chapter to the other, the...
Archived
So I can't fill out the fee waiver application when I refile my bankruptcy?
Robert's answer
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Answered on July 29, 2015
Per a 2011 study by the US Courts, a pro se chapter 7 is 8 times more likely to be dismissed than a chapter 7 filed by a debtor who is represented...
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