When is it the right time to take someone to court for not making payments on a secured loan.

Most creditors repossess or foreclose on the collateral first, then if the collateral does not generate enough funds to pay off the loan, then the...

Obtaining a discharge of student loans is very difficult. Because the federal student loans offer people the opportunity to participate in the...

Can debts to a state university be discharged in a chapter seven bankruptcy?

There are a significant number of cases around the country that have held that debt owed to a university for tuition and other costs, even to state...

Can I file for bankruptcy and not get our income tax taken away?

Mark is on point with his answer. Here is an explanation of how what he said would work. If you file your bankruptcy on August 15. 2015,...

My debt I am paying when I lost my job today

I think you are asking if you should settle with the credit card bank for the amount that you have already paid the bank. Remember a settlement is...

Can I get help without filing bankruptcy?

If you want to settle for a lump sum, the best shot you have at getting a good settlement is for the creditor to think that you are about to file...

I am being sued by the hospital for a medical bill. i did not have insurance at the time. what are my options?

Your chance of prevailing in the lawsuit are probably pretty low if you proceed without counsel. If you defend the suit and the hospital is...

One house, two bankruptcies, but I am the only one being sued?

Brett is right on point. Also, just because you were the only party on the summons does not mean that your ex did not receive a summons also. The...

If the insurance company took a civil suite against me for 11,000 and placed a lien on my license can I file bankruptcy and get

Most states only allow your DL to be suspended if you are responsible for a debt resulting from an auto accident in which the at fault party was...

Wife's medical bill showing on my credit report.

That depends upon Pennsylvania's version of the "doctrine of the necessities" or "doctrine of the necessaries". My state only requires that a...