I agree with James and Stuart. I would add that the date the trustee mentioned, October 5th, is probably the final date that creditors or the U S...

Can I file for Chapter 7 Bankruptcy with my Private Student Loans?

Obtaining a discharge of student loans is very difficult. Because the federal student loans offer people the opportunity to participate in the...

You must list all debt in your bankruptcy, but the debt owed in the form of restitution is not discharged in a chapter 7 or chapter 13 bankruptcy. ...

I am the sole earner making 70k with a family of 3. We have a car worth 5k and 10k in bank accounts, Cant I keep all my assets?

If you have lived in the state of Washington for the past 2 years, your income is less than the median income for a family of three, thus you...

Can they take my car for a judgement against me.

It appears to me that under NJ law, you can only exempt $1,000.00 in personal property, which includes a car. Thus, a judgment creditor may have...

If my chapter 13 is discharged early due to non payment to Trustee what options are left?

First your chapter 13 case is not being discharged early. Receiving a discharge means your debt is discharged. What has happened is the trustee...

What should a creditor do i n Chapter 7 Bankruptcy meeting of creditors?

Malcolm & Stuart have made good points. The only thing that I can add is that if the Chapter 7 was filed by an LLC or a corporation and the owner...

I am filing chapter 7. Should I declare the value far and away above actual ?

The bankruptcy code requires that you list the value at replacement cost for the purpose of determining what a secured creditor must be paid in...

What will happen if I return a financed car because I can't make the payments?

If you interest rate is really high, you should consider filing a chapter 13 bankruptcy. In a chapter 13 reorganization, you can reduce the...

What is the car exemption in ch. 7 bankruptcy for the state of Indiana?

Generally, the trustee wants to see documents when you are claiming that there is a lien against the care reducing the amount of equity in the...