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How to remove your name from credit cards and bank accounts? Can you remove your name or should the accounts be closed?
Robert's answer
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Answered on August 15, 2015
The best thing to do is to jointly request that the accounts be closed and each of you open your own account. If there is an outstanding balance,...
Archived
Remarried, if I file bankruptcy because of old marriage debt, is my new husband affected?
Robert's answer
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Answered on August 15, 2015
To qualify for a chapter 7, you must pass the means test and the abuse test under § 707(b) of the bankruptcy code. If you are filing and your...
Archived
Can I file Chapter 7, passing means test because I have no job, when I have a job lined up?
Robert's answer
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Answered on August 15, 2015
To qualify, you must pass the means test and the abuse test under § 707(b) of the bankruptcy code. The means test should be easy under your...
Archived
The court issued a <<writ of garnishment on propriety other than wages>> to creditor. Does this mean he got the lien on my home?
Robert's answer
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Answered on August 14, 2015
To answer your question, we would need more facts to know if the creditor has a lien and what type of lien the creditor has. I can give you some...
Archived
I have a UD case in Pasadena but I filed a BK chapter 7 and all preceding's were stayed before anything happened further
Robert's answer
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Answered on August 14, 2015
The person or company that filed the UD case can file a motion to lift the automatic stay asking the bankruptcy court to give the plaintiff in the...
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Archived
I have a tenant that filed for Bankruptcy who's lawyers have threatened to seek personal damages from us. Can they do this?
Robert's answer
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Answered on August 14, 2015
Follow Mr. Harrell's advice. The automatic stay is a powerful tool for bankruptcy debtors and their attorneys, and judges do not have sympathy for...
Archived
I am interested in filing chapter 7 bankruptcy.. how can I file on my own behalf?
Robert's answer
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Answered on August 14, 2015
Sure you can do that, but you need to understand that according to a 2011 US Courts survey, chapter 7 bankruptcy cases that are filed by people...
Archived
Can Canadian creditors seize my house in NY State?
Robert's answer
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Answered on August 14, 2015
You are really getting into some complex issues that most bankruptcy attorneys will not understand. If you file your bankruptcy in Canada, then...
Can punitive damages be discharged by bankruptcy?
Robert's answer
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Answered on August 14, 2015
Punitive damages for an intentional tort is not dischargeable in a chapter 7 case under § 523(a)(6) of the bankruptcy code. However, those damages...
Archived
Will buying a car and having a car payment cause a problem if I were to file for bankruptcy?
Robert's answer
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Answered on August 14, 2015
Dorothy is right about checking the exemptions. However, you may be able to exempt the equity in your auto than you can the cash in the bank in a...
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