Archived
How do I remove my soon to be Ex wife from the deed to the house if we are in bankruptcy and can't refinance?
Robert's answer
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Answered on August 27, 2015
The deed that placed the property in your and your wife's name will always be in the land records. You cannot take her name off of that deed, but...
Archived
HOA is trying to collect dues after BK Cp7 discharged.
Robert's answer
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Answered on August 27, 2015
The HOA dues that were due on Petition Date which is the date that the chapter 7 was filed were discharged. The dues that came due after the the...
Archived
If a creditor receives a default judgement, how soon before he can garnish my bank account?
Robert's answer
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Answered on August 27, 2015
In our state, the writ of garnishment can be issued immediately after the judgment is entered. However, the Defendant has a period of time in...
Archived
What happens if I just "walk"?
Robert's answer
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Answered on August 27, 2015
Generally, converting and discharging all of your dischargeable debt, including any debt, such as medical bills, incurred since you filed the...
Archived
Is it illegal in Mississippi to postdate a check? Does MS prosecute for nsf postdated or nsf checks for preexisting debt?
Robert's answer
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Answered on August 27, 2015
If the check was post dated and you can prove that, then you have defense to the bad check charge unless the check was written on a closed account....
Archived
How to force the collection agency to correct the wrong reporting?
Robert's answer
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Answered on August 26, 2015
The law is called the Fair Credit Reporting Act (FCRA). You need to dispute the entry on the credit report by mail or online with each credit...
Archived
Can previous bankruptcy information be used as evidence in a law suit?
Robert's answer
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Answered on August 26, 2015
There is a principal called "Judicial Estoppel" that is used to preclude prior bankruptcy debtors from getting relief which is contra to statements...
Archived
What is the roll of the default resolution group?
Robert's answer
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Answered on August 26, 2015
Either you just posted the same question with a few more facts or two people that are about 25 miles apart just happened to post the same question....
Archived
What is the roll of default resolution group?
Robert's answer
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Answered on August 26, 2015
The Default Resolution Group (DFG) is a division of the US Department of Education. If you have a complaint about how a collection agency has been...
Archived
Is it advisable to try to negotiate a settlement with a debtor before considering Bankruptcy?
Robert's answer
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Answered on August 26, 2015
1) If the business was in your name only, 2) if you are the spouse in the family that owes most of the debt and 3) you and your husband own the...
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