I agree with Mr. Caldwell and Mr. Granvold if you owned the property you are now trying to sell prior to the date you filed for relief under...

Will fees incurred on my mortgage cause my Chapter 13 case to fail?

The mortgage company cannot add fees and costs incurred without complying with FRBP 3002.1. If you have an attorney, get with your attorney and...

What portion of a settlement from a car accident does the trustee take if you are currently in Chapter 13?

It appears to me that you could have claimed $1,000.00 of the proceeds from the auto accident claim as exempt under the Florida Wildcard exempt. ...

How do I answer a summons from a debt collector for medical debt?

The problem you have is that once the creditor obtains a judgment, you can be garnished 25% of your wages, if your net pay is more than $290.00 per...

Many lenders will not loan you money while in a chapter 13 if the payments on the loan are going to be made through the chapter 13 plan, but that...

My issue with the loan mod is the money upfront?

Your question is confusing. Most long term mortgages require the home or other real property that is the collateral for the refinanced loan is...

Would my cousin and Friend be considered dependents in the chapter 7 means test?

The means test is based upon the members of the household and there is no distinction between family members and no family members. You must...

Would it be possible to get a lift on my fines and just start a payment plan in Alabama to reinstate my license?

I agree with Mr. Caldwell about civil fines being dischargeable in a chapter 13 while criminal fines are not dischargeable in a chapter 13 case. ...

I agree with counsel except for one point. The bankruptcy code requires that you pay the prepetition sales tax debt in full as a priority debt,...

The bankruptcy code requires a below median debtor to pay their disposable income over a 36 month period. If that debtor proposed to pay payments...