Can I cancel a parking ticket and does the ticket effect my Insurance credit ?

Since Bankruptcy is the listed practice area, I can tell you about that option. Parking ticket fines are considered civil fines in most states. ...

Can I get more money back?

In addition to contacting the Florida Bar, the bankruptcy court has the ability to review fees charge in connection with bankruptcy cases. You can...

Can arrears be forgiven based on hardship?

If you are saying you are $20,000 behind in child support, bankruptcy will not discharge the debt, but you can pay the arrears over the life of a...

Shall I start to make payments even though I have not heard back from the creditor?

Your options are pay the creditor, file for relief under the bankruptcy code or deal with a garnishment after the creditor obtains its judgment. ...

Can a bank hold you responsible for paying 1st and 2nd morgage after you filed chapter 7?

I agree with both answers. The debt owed to both the 1st and 2nd mortgage was discharged if you did not reaffirm either. The mortgage holder that...

What are my rights or actions I can take as an employee named as a creditor in personal Chapter 7

If you had any claim against the owner, you lost any right to sue him to collect the debt if you failed to file and adversary proceeding (lawsuit...

Mr. Caldwell and Ms. Bunce hit the nail on the head. If you filed pro se, it is not too late to retain an attorney to make sure that you are...

What steps do I need to take to get my accounts unfrozen from a wage garnishment?

First supply all the information you described to the bank instead of the attorney for the creditor. You may have a problem because in a number of...

The key is what type of discharge were you granted. Federal law allows a credit bureau to report a chapter 13 or a chapter 7 up to 10 years from...

Mortgage proof of claim?

Mr. Caldwell's answer is right on point. Provided the loan was a long term loan, the monthly payments that come due after the completion of the...