How long do I have to file a reaffirmation on mortgage that was included in a bankruptcy in 2010 and has now been modified?

Jason and Dorothy are right, there is no way to reaffirm a debt after discharge. The advantage of not reaffirming is that you can never be...

California. What percent of wife credit card will need to be paid back under chapter 13? 10 cents on the dollar? 20? Thank you

There are a lot of factors that determine the amount that must be paid to unsecured creditors and the method to calculate the amount varies from...

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Can we surrender our house 4 years after Chapter 7 BK?

When a chapter 7 is filed, some people reaffirm their house mortgage. To do that, the mortgage company prepares a multi-page document in which the...

Bankruptcy

Based upon the limited information that you have provided, it appears that the lawyer has completed his/her part of the bargain if the work in...

Can I file bankruptcy

If more than 8 years has passed since you filed your last bankruptcy, then the prior bankruptcy filing will have no bearing on whether you qualify...

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In a chapter 7 bankruptcy, if I'm still making payments, do I have to give up my car?

Mark gave you an excellent analysis of the two issues that must be resolved to determine if you can keep your car if you file a chapter 7. I am...

Still not paying on our 2nd mortgage after our CH7 discharge from 2 years ago, what are our options?

Dorothy gave you a good answer that covers a lot of options. The one point that I would add is that every time you make a monthly payment on your...

Looking for protection in my business from investors etc. I would like move out and start over. what is my best direction?

Chapter 7 is not a reorganization, but you may be able to get relief by a chapter 7 discharge and by avoiding non-purchase money liens on your...

Question about bankruptcy laws

If the policy is a term policy, it appears to me that your wife will receive the benefits as the beneficiary of the policy free and clear of your...

Can a judgement be included in a chapter 7 Bankruptcy?

Dorothy is right in her assessment. If you do not own any assets to which the the judgment creditor's lien attaches, then you may be what is...