On my Chapter 13 Plan: What does (Z) ACTIVE – AUDIT mean as the “NDC” and “13Software Inquiry” status?
Robert's answer
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Answered on November 29, 2015
The audit that is normally performed is to make sure that the trustee's office did not make a mistake and failed to make the proper payments to one...
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If I have a hospital bill and I pay a portion each month can they report it to credit bureau? Turn over to collection agency?
Robert's answer
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Answered on November 29, 2015
Yes and the hospital or the collection agency can file suit against your, obtain a judgment and garnish even though you are making small monthly...
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Can I get a partial discharge from the same creditor?
Robert's answer
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Answered on November 29, 2015
Derek is on point with his answer, especially with the point about cross collateralization clauses. In our state, you have a defense to the use of...
Archived
Am I responsible for mortgage late fees accrued during Chapter 11 bankruptcy?
Robert's answer
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Answered on November 29, 2015
The only way an attorney could answer your question would be to review the confirmed chapter 11 plan.
Several points you made do not make sense...
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I have a judgment against the Defendant from which the court stated her permanent disability was exempt from attachment. Per SC
Robert's answer
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Answered on November 29, 2015
Social Security benefits are also exempt under federal law (42 U.S.C. § 407). The only exception is for the collection of child support and...
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STUDENT LOANS & COLLECTION AGENCIES
Robert's answer
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Answered on November 29, 2015
Obtaining a discharge of student loans is very difficult. Because the federal student loans offer people the opportunity to participate in the...
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I just received my bankruptcy discharge thinking of fileing a lawsuit against Comcast cable do I have to reopen my bankrcptcy
Robert's answer
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Answered on November 29, 2015
If the lawsuit is based upon a violation of the discharge order or violation of the automatic stay while the bankruptcy was open, then you must...
Archived
Just had 341 creditors meeting how long till get bankruptcy discharge?
Robert's answer
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Answered on November 28, 2015
If none of the creditors object to discharge under § 727 of the bankruptcy code or file a motion to extend the time period to object to discharge...
Archived
Can I file Chapter 7 Bankruptcy while unemployed?
Robert's answer
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Answered on November 28, 2015
Anyone can file a chapter 7 bankruptcy petition, the questions that need to be answered are: 1) Is discharging the amount of debt under your...
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I'm currently enrolled in a debt settlement program but I'm now considering filing for Chapter 7 bankruptcy...is this a problem?
Robert's answer
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Answered on November 28, 2015
No, being in debt settlement program does not create a problem for a person that decides that bankruptcy is a better option. Our firm sees several...
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