There is no way to know how quickly a creditor will foreclose on a home. I have had some clients that have lived in their home without making a...

Would like to know what is the difference between insolvency and bankruptcy Chapters 7, 11, 12, & 13?

Only individuals or companies whose income is primarily from farming or from commercial fishing can qualify to file under chapter 12. Chapter 11...

Is it really unlikely to discharge a student loan with Chapter 7 Bankruptcy? I read on Direct Loan's website that it's possible

Yes, discharge of a student loan is possible, but very difficult and unlikely. Here is some info on student loan discharge: Obtaining a...

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I am looking for a lawyer to help with a bankruptcy court notice as a debtor. It suggests I seek a consult from a lawyer.

Attorneys are prohibited from soliciting business in this forum. However, you can use the Avvo "Find a Lawyer" link at the top of this page to...

My spouse wasn't involved in my chpt.13 plan. Why did our mortgage company report one missed payment to credit bureaus for him?

Your husband can request a transaction history under RESPA to determine why the mortgage company is showing the late payment. He can also dispute...

Bankruptcy petition

An attorney is authorized to file a petition and other documents with his/her client's electronic signature. The attorney is required by...

My mom has a lawsuit and they are about settle. She filed bankruptcy and it is not done. How can she transfer the money to me?

Bankruptcy laws require full disclosure of all assets that existed at the time the bankruptcy was filed. If your mom filed her chapter 13 and...

What do I do if I can't find my wedding ring, with a secured debt on it, after filing for ch 7 bankruptcy?

The creditor must file a complaint for dischargeability of its debt as an adversary proceeding and prove that you sold it or still have it and you...

Foreclosure

To foreclose on a parcel of real property with a defect in the legal description, a creditor has a few more hoops to jump through, which may take...

How do I go about collecting a debt after an individual has failed to honour a debt settlement agreement?

I agree with Adam except for one point. If the debtor lives in Texas, your chance to garnish his wages is slim to none.