Archived
How do I petition the court to release me from my CH13 plan and close my file since my one and only creditor has been pd in full
Robert's answer
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Answered on March 29, 2016
You have asked the same question three times now. Your answers are going to be similar if you ask it again. Most bankruptcy court clerk's have a...
Archived
Will my CH13 be closed out now that my one and only creditor has been paid in full even though I'm in my 1st of a 5 yr plan?
Robert's answer
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Answered on March 29, 2016
If all claims have been paid in full, our trustee notifies the attorney for the debtor. The attorney prepares a certification that all matters...
Archived
There is a mechanic's lien put on my property by the county. Will I have to pay it in full in chapter 13 bankruptcy?
Robert's answer
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Answered on March 29, 2016
If the debt is a fully secured debt, then the claim will have to be paid in full plus interest. It sounds like the claim would not be considered a...
Archived
Does the "means test" mean they will consider all income for the past 6 months. do we have to wait 6 months to file
Robert's answer
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Answered on March 28, 2016
There are so many issues to consider that the only way you can get your answer is by taking advantage of a free initial consultation with an...
What happens if you lied on applications then have to file bankruptcy?
Robert's answer
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Answered on March 28, 2016
One of the factors that the lender must prove to establish that a debt is not dischargeable is that the lender relied upon the misrepresented facts...
Archived
Would a lawyer have a decent chance at negotiating a significant bill reduction? What expertise should I search for in a lawyer?
Robert's answer
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Answered on March 27, 2016
I have found that the fact that bankruptcy attorneys that also handle debt settlement issues are taken seriously by creditors. The fact that a...
Archived
Can a Chapter 13 bankruptcy be re-instated after a long period?
Robert's answer
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Answered on March 27, 2016
Mr. Granvold gave you an excellent response. I would add that in our jurisdiction, the Till rate of interest used is normally 5.0%. Thus, the...
Archived
Do I have a case against the bank or I can sell my house and land before the value goes down and it won't be worth what i want
Robert's answer
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Answered on March 27, 2016
Your fact pattern is very difficult to understand since you chose to write one sentence with over 250 words in it. With the information we have,...
Archived
I
Robert's answer
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Answered on March 27, 2016
Your answer depends upon how your employer has set the rules on taking money from a 401K plan. Most plans allow an employee to borrow against...
Archived
Because it is a lease, am I still obligated to pay or can I return the car with no penalties?
Robert's answer
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Answered on January 03, 2016
The answer to your question will vary depending upon how the bankruptcy court in your jurisdiction or a higher court if the issue has been appealed...
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