May I refi my residence during a chapter 13 plan...to only stabilize my payments to a fixed rate, as I am now in an ARM.

If the amount that you need to borrow to refinance, you can qualify for an FHA loan provided you have been in your bankruptcy plan for at least one...

What can I do?

If you were not served, you may be able to set aside the judgment. In our state, to do that, you would have to prove that you were not served and...

How do i recuperate $650 to modify my ch 13 as a result of someone hitting my car, resulting in a total loss?

My guess is that you lawyer told you that you need to pay $650 to modify your chapter 13 plan. How fees are handled in chapter 13 cases varies...

Can i file bankruptcy or at least get a chapter 13 . I realize my credit may be destroyed but I need counseling.

Obtaining a discharge of student loans is very difficult. Because the federal student loans offer people the opportunity to participate in the...

I received a bill from a private student loan. This is the first bill I received in over 8 years. What do I do?

If the loan is a private student loan as defined by § 523(a)(8) of the Bankruptcy Code, then the debt is nondischargeable in a bankruptcy...

CAN MY LIEN BE AVOIDED IN A CHAPTER 13 or CHAPTER 7 IN TX. MARRIED 10YRS BEFORE WE REFIED

Although bankruptcy is a federal law, your liability on certain debts and the validity of liens does depend upon the state law. Thus, a bankruptcy...

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If I get a divorce before filing for bankruptcy will the debts we incurred together still be forgiven if I file later?

As Mr. Shields stated, you and your wife may be better served by filing a joint bankruptcy petition prior to the entry of the divorce decree. Each...

In our state, a person can lose your driver's license (DL) if a creditor is granted a judgment against a person for damages incurred in an auto...

What is the best thing to do? My income is $43k/yr. 2kids under 3, 1 with epilepsy condition. Stay at home wife

There is no way to definitely answer your question without a through review of all your assets, your debt, your income and your expenses. Many...

Should I just pay it or hire a attorney?

Obtaining a discharge of student loans is very difficult. Because the federal student loans offer people the opportunity to participate in the...