Archived
I filed for bankruptcy before and had to go through it again. Why are my payments the same as the last time I was on it
Robert's answer
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Answered on February 26, 2018
The only way someone could answer that question would be to review your first chapter 13 plan and the proofs of claims filed in that case and...
Archived
Chap 13 to a 7?
Robert's answer
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Answered on February 26, 2018
Converting to a chapter 7 would allow you to add the new medical debt and discharge the new debt that you incurred. The statute states that the...
Archived
"Garnishment" questions for bankruptcy filing
Robert's answer
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Answered on February 25, 2018
If the judgment has been enrolled, filed or recorded in the with the records clerk that is required to maintain the judgments that have been filed...
Archived
Can I file Chapter 7 bankrupcy to clear my debts?
Robert's answer
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Answered on February 25, 2018
As stated already, you can discharge your obligation to pay the debt by filing for relief under the bankruptcy code. After the entry of the...
Archived
Chapter 7 bankruptcy?
Robert's answer
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Answered on February 25, 2018
If you read the questions in the schedules, SOFA, etc.; you will find that you cannot pick and choose what you tell the court. Every creditor that...
We have filed Chapter 7. We have a RV that will be included in the discharge. How soon will they want the RV back.??
Robert's answer
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Answered on February 25, 2018
Usually, creditors move faster if the collateral is an expensive item like an RV. The first step for the creditor is to file a motion to lift the...
Archived
What happens when a chapter 13 bankruptcy goes to a Chapter 7 bankruptcy
Robert's answer
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Answered on February 25, 2018
If the landlord / bankruptcy debtor has enough nonexempt assets so the trustee can have enough money after liquidation of those assets to pay the...
What do I do if I am being sued for way more money than I have in assets?
Robert's answer
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Answered on February 25, 2018
Many times personal injury attorneys will file suit demanding a recovery in excess of the liability insurance policy limits. If your insurance...
Archived
How soon typically will a company who filed a judgement against you come after you after your appeal period has expired??
Robert's answer
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Answered on February 25, 2018
How quickly the holder of a judgment against you will act depends upon the creditor and the creditor's lawyer.
Mr. Bayer's answer is on point....
Archived
Foreclosure while in chapter 13?
Robert's answer
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Answered on February 25, 2018
As usual, Mr. Granvold's answer is on point. I would like to add that you may be eligible for a loan modification, even while in a chapter 13. ...
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