What happens to a wrecked car that I intend to surrender if I don't pay the $1000 ded. before my Ch 7 discharge?
Robert's answer
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Answered on April 21, 2016
Mr. Caldwell gave you a good analysis of the issues involved. The only thing I would add is that the shop that has completed or will complete the...
Archived
Will declaring bankruptcy discharge my obligations to my ex-wife under our property settlement and separation agreement?
Robert's answer
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Answered on April 21, 2016
If you file for relief under chapter 7 of the bankruptcy code, none of the obligations to pay to your wife will be discharged. If you file for...
Archived
What can i do to see if i qualify for Chapter 13 and will i keep my house with a repayment plan?
Robert's answer
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Answered on April 21, 2016
Under bankruptcy law, you can only put the arrears that you owe in the bankruptcy plan if the creditor's loan is secured solely by real property...
Archived
What happens after you dismiss a Chapter 13 Bankruptcy case - are you obligated to make payments/fees after dismissing the case?
Robert's answer
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Answered on April 21, 2016
Once a chapter 13 bankruptcy case is dismissed, the status of all debt that you owe returns. For example, if you were paying taxes without...
How Long are Property Appraisals Valid for chapter 7 home exemption?
Robert's answer
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Answered on April 21, 2016
In some jurisdictions where real estate values are increasing rapidly, the chapter 7 trustee waits until the value of the property reaches a point...
Archived
What debt does bankruptcy cover?
Robert's answer
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Answered on April 21, 2016
I agree with Scott. There are a lot of factors to consider other than just whether the debt is dischargeable. For example, if your income is low...
Are parents legally responsible for a 23 year old son's medical bill when health insurance does not cover the expense?
Robert's answer
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Answered on April 21, 2016
In our state, if the bills were incurred when you son was under the age of 18, then both parents would be responsible for the debt. However, the...
Archived
What can I do to get it back legally?????
Robert's answer
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Answered on April 20, 2016
Sounds like you need a family law attorney and need to file a paternity suit seeking legal custody and a child support order. At the same time you...
Archived
Debtor Counseling for former business in No asset Chapter 7?
Robert's answer
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Answered on April 20, 2016
Only individuals that are filing for relief under the bankruptcy code are required to complete pre-filing credit counseling or post-filing...
I'm in a chapter 13 but might need to have surgery. What happens if I'm out of work for 6 months and only receive disability pay
Robert's answer
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Answered on April 20, 2016
Your attorney may be able to file a motion to suspend a few months plan payments. However, if you are in a 60 month plan, your plan payment would...
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