Can I convert my chapter 13 to a 7 due to a short term disability that will reduce my income

The means test numbers do not change because the 6 months that applies for the means test is the 6 calendar months prior to the petition date and...

I received my wage order paper for chapter 13. If the order starts with the last week of the month, do they take my whole check?

The wage order should specify the amount that is to be deducted and sent to the chapter 13 trustee. If you are paid weekly, then the amount is...

A buy here pay here or "tote the note" auto lot will probably be willing to sell you a car if you can pay the required down payment, but you must...

Is bankruptcy my best and/or only option? Can my adult son sell the home?

If no one brings the loan current, the mortgage company will foreclose at some point. However, sometimes mortgage companies take months or even...

What do we do first. File the divorce or File the Motion to Lift Stay? I want to make sure I do it in the correct order.

In reality, you probably do not need to have the Stay lifted to pursue the divorce because of the exceptions to the Automatic Stay set forth in §...

Is this a valid debt or is there a statute of limitations?

The debt would have been discharged when you received your discharge order. However an equity line of credit indicates that Chase held and still...

How do I know when my bankruptcy is over and everything was accepted by the creditors?

If all of your assets are exempt and properly identified that way and you have been to your § 341 hearing (meeting of creditors) and the trustee...

Medical collection - Do my defenses have merit? Can the collection agency, aware of disputes and choosing to ignore them, sue?

If you received medical treatment with your permission, then you would be responsible for the cost of the care under a theory called "unjust...

Selected as the best answer

Will including medical bills in only my or my children's names where I am listed as guarantor affect my boyfriend's credit?

The short answer is no. As long as you partner did not sign accepting responsibility for the cost of the medical care, then he does not owe the...

Can u refile for disability and reopen my old case.

Having real symptoms may not be enough to establish that you are disabled within the meaning of disability according to Social Security...