Archived
If I don't get a modification during B/R Ch. 7 and it's a Freddie Mack loan, would I still receive protection from a deficiency?
Robert's answer
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Answered on May 04, 2016
I think what you are reading is simply the fact that the automatic stay will be lifted, as the automatic stay is the bankruptcy protection that...
Archived
Can i refinance my student loans while the primary borrower is in chapter 13 bankruptcy?
Robert's answer
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Answered on May 04, 2016
You obtain a 3 bureau credit report to make sure that the bankruptcy filed by the primary borrower is not showing up on the report. If that has...
Archived
Subpoenas to non-parties in a AP (adversary Proceeding), Is it to be served after the trial setting conference or before?
Robert's answer
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Answered on May 04, 2016
The next step depends upon the local practice, but in our court a scheduling order setting a dead line for completion of discovery, for the filing...
My bankruptcy attorney disappeared after I paid him. What do I do?
Robert's answer
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Answered on May 04, 2016
I would suggest that you send the attorney a letter by certified and regular mail, keeping a copy of the letter, asking him for a full refund of...
Archived
Can I file bankruptcy on this judgement since they did double the amount, and I have to pay costs and attorneys fees?
Robert's answer
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Answered on May 03, 2016
Both Richard and Dorothy's answers are on point. Please understand that bankruptcy can become a complex nightmare for people people who believe...
Archived
Can I file bankruptcy on a jointly owned former marital primary residence? To save paying joint debt at sale?
Robert's answer
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Answered on May 03, 2016
Richard hit the nail on the head when he explained that a chapter 13 might be a better option because debt you are obligated to pay as a result of...
Archived
Do I just answer the writ with the information on the prior judges order? Is there a separate writ required to garnish my bank?
Robert's answer
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Answered on May 03, 2016
The writ of garnishment must be served on your employer to garnish 25% of your wages. If you received a copy of the writ, that was probably just a...
Archived
Should I attempt to settle almost $35k in credit card and loan debt or file bankruptcy? I work for a bank, that's my concern too
Robert's answer
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Answered on May 02, 2016
I agree with the other answers. Most employers, even banks, worry more about their employees having to deal with harassing calls and garnishments...
Archived
How do I get my name off of the title?
Robert's answer
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Answered on May 02, 2016
The lienholder has a right to repossess its collateral, but is not by law required to repossess its collateral. The lender is not required by any...
Archived
Can a loan company deny access to acct; and report as closed and included in ch. 7 bankruptcy, on non-filing spouse's credit?
Robert's answer
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Answered on May 02, 2016
Ms. Bunce is correct about the dispute of the information. However, I would recommend that you husband meet with an attorney that regularly...
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