Archived
My friends got a ch 7 discharged and forgot about a medical bill? Do They have pay it or tell them they got discharged?
Robert's answer
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Answered on July 13, 2016
In the Ninth Circuit and Washington is in the Ninth Circuit, a pre-petition debt is discharged in a no asset case if the debt was inadvertently...
Archived
What can I do to help my case?
Robert's answer
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Answered on July 13, 2016
Except in a few states, like Texas and Florida, once a creditor is granted a judgment, that creditor can garnish 25% of of your net pay, except...
Archived
Can i file for chapter 7 separately even if my ex-wife and i filed chaoter 13 together?
Robert's answer
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Answered on July 13, 2016
You can file a motion to deconsolidate (possibly called a motion to divide in some jurisdictions). Once the court divides the case into two...
Archived
I have a question in regards to a Chapter 7
Robert's answer
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Answered on July 13, 2016
The bankruptcy code has a provision that states that any type of inheritance or life insurance that a debtor becomes entitled to recover within 180...
Archived
I filed ch 13 for my wife whom i have full POA for. This was her first ch13 bk. We recd a notice to lift stay on our cars
Robert's answer
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Answered on July 13, 2016
Mr. Boyer's answer is correct. You should meet with an experienced bankruptcy attorney that handles chapter 7 and chapter 13 cases even though the...
Archived
Validity of already executed Power of Attorney on filing Chapter 7 BK.
Robert's answer
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Answered on July 12, 2016
If a bankruptcy petition is filed under any chapter of the bankruptcy code and an asset, including a cause of action against another, is not...
Can a lien be placed on property that is not in my husband's or my name? Can i file chapter 7 and wipe debt remove lien?
Robert's answer
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Answered on July 12, 2016
In our state, if the land is being purchased by contract for deed and that contract has not been recorded in the land records at the county...
Archived
My unconfirmed chapter 13 is at jeopardy at being dismissed but I intend on relocating do I refile in the new state?
Robert's answer
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Answered on July 12, 2016
You have been given answers on which state you must file in depending upon how long you have lived in NC once you move there. Either way, once you...
Bankruptcy Pre-planning - Term Life Insurance
Robert's answer
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Answered on July 11, 2016
Term life insurance payments paid during the 6 calendar months prior to the petition date is an accepted expense on the means test. As to the...
Archived
Will I have to reaffirm the loan on my house after Chapter 7 Bankruptcy in order to sell it?
Robert's answer
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Answered on July 11, 2016
To sell the home, you must pay off the outstanding mortgage even though the mortgage loan was not reaffirmed. Sometimes getting the payoff from...
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