Archived
After a waiver of discharge is approved by the court can you refile bankruptcy again on the same creditors? If so when?
Robert's answer
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Answered on May 29, 2017
That depends upon the grounds for the waiver of discharge. If the waiver was granted because your chapter 7 case was filed less than 8 year s...
Sba loan for busniess credit card charge is heard personal credit file BK?
Robert's answer
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Answered on May 29, 2017
There are far to many issues and factors to consider before making the decision to file for relief under chapter 7 or chapter 13 of the bankruptcy...
Archived
Can my house be foreclosed on by a debt collector for a possible mechanics lien for a home improvement loan over 14 years ago?
Robert's answer
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Answered on May 28, 2017
The first problem is the fact that a discharge order granted by a bankruptcy judge discharges an obligation to pay a debt, it does not discharge...
How do I respond to a lawsuit case type rule 3.740 collections?
Robert's answer
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Answered on May 28, 2017
From what I can tell, the attempt to collect could be an attempt collect multiple types of damages, some of which may not have been a dischargeable...
Archived
What are my risks in getting a mortgage while being sued?
Robert's answer
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Answered on May 28, 2017
Bankruptcy being on one's credit report does not prevent an individual from purchasing a home for 10 years even though the chapter 7 bankruptcy...
Archived
Contractor lien in Chapter 13 bankruptcy.
Robert's answer
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Answered on May 23, 2017
If the contractor's lien was perfected by filing or recording it with the proper governmental authority, then your loan should be a secured loan,...
Should I empty my savings before I file for bankruptcy?
Robert's answer
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Answered on May 23, 2017
You can take the money out of the account, but you still have to list on your schedules the amount of cash that you have on hand. Failing to list...
Archived
Do I have to add my school to my bankruptcy?
Robert's answer
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Answered on May 23, 2017
I agree with Mr. Whitaker on the contract comment. An executory contract is an agreement that requires both parties to the agreement to perform...
Archived
Can child support be stopped due to filing Chapter 7 bankruptcy?
Robert's answer
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Answered on May 23, 2017
The Bankruptcy Code sets out numerous exceptions to discharge in § 523(a). One of those exceptions is any debt that is considered a domestic...
Archived
Credit card charge off & repo
Robert's answer
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Answered on May 23, 2017
If the charge off has occurred and your balance shown is $0.00, it is likely that the loan was sold to a debt buyer or the debt was cancelled. If...
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