Archived
Question.....If you are Judgement Proof from debt because you do not own a home, have a car that is worth less then $500,....
Robert's answer
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Answered on September 27, 2017
Ms. Sinclair is right. "Judgment proof" is a term used to indicate that a judgment creditor will not be able to garnish your income or seize or...
Archived
Will I loose my lawsuit settlement after a 7 year closed bankruptcy?
Robert's answer
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Answered on September 27, 2017
Your answer will depend upon 1) whether you originally chose to use Michigan exemptions or federal exemptions and whether your judge will allow you...
Archived
How much do I enter on the official form 106A/B:Property form in Part 4 #30, if I receive SS Disability, monthly or yearly $?
Robert's answer
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Answered on September 27, 2017
The question is asking what was owed to you on the petition date, not how much you make monthly or annually. For example, if you have just been...
How can I get out of this timeshare?
Robert's answer
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Answered on September 26, 2017
Under the law, it doesn't matter which party is the primary and which party is the secondary. That matters to bankers and other lending...
Archived
Am I able to file bankruptcy ?
Robert's answer
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Answered on September 26, 2017
Many of my clients think that they cannot afford a chapter 13 because they can't afford to pay all their debt, but change their mind once they find...
Archived
Chapter 13 discharged in august. Unsecured mobile home creditor threatens to sue or evict. Is this possible?
Robert's answer
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Answered on September 26, 2017
The only way an attorney could answer you question is to review the schedules, any amended schedules, the confirmed chapter 13 plan, the proof of...
Can I reaffirm my car loan with my credit union if I want to include my credit union credit card in a chapter 7 bankruptcy ?
Robert's answer
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Answered on September 26, 2017
Both answers give you good information. With respect to the cross-collateralization issue, the laws in each state differ. For example, in our...
Archived
Credit after voluntarily dismissing a chapter 13?
Robert's answer
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Answered on September 26, 2017
You can apply for credit anytime, even while a chapter 13 is active. However, while the chapter 13 is an active case, you must obtain approval...
Archived
Does a court order for a 2004 examination survive a chapter 7 discharge?
Robert's answer
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Answered on September 25, 2017
As indicated by Mr. Cook, provided the case has not closed and a creditor has received and extension of time to file a complaint to determine the...
Archived
How can we obtains our money from our attorney?
Robert's answer
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Answered on September 25, 2017
You should send your attorney a certified letter requesting that he refund the money to you. Set out the reasons that you believe you are entitled...
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