I rent my house out my tenant never swapped the water to her name can i file bankruptcy?

The short answer if "yes," this debt can be discharged in bankruptcy. Depending on how your local utility company operates you may have to pay a...

The easy and obvious answer is to catch up on the payments. If that isn't possible, then you can file a chapter 13 bankruptcy to either give you...

Do I have any legal recourse to reclaim my mother's house after a tax auction?

It sounds as though you have touched all the bases, but without seeing all the paperwork it's impossible to say. If you haven't already done so,...

One of many problems with those debt management programs is that the creditors and debt collectors have no obligation to work with them, and some...

Can i get the car without paying off her debt when i pay off loan?

If I'm reading this correctly this is more of an estate planning question than debt negotiation. The fact that your mother has $5,000 of credit...

What are my options?

Free car! Well, almost. Legally speaking, you own the car and they have a lien on the title. As it stands, you can do whatever you want to do with...

The short answer is "yes." There is no actual bankruptcy protection until the petition has been filed, and the creditor has no way of knowing if...

Should I provide personal information requested by an attorney on a debt owed for payment plan request?

One version or another of this questions comes up quite a bit in my practice, and I find it practically impossible to answer without going into a...

That relatively simple question opens the door to more conversations than you might think, but the short answer is “not unless and until they sue...

How long does it take to get a settlement after your attorney filed stipulation of dismissal joint in upaid wages claim?

This is not really a debt settlement issue, so I moved it over to the Employment and Labor category, which seems more appropriate.